Use Cases
Confirm payee identity before every wire.
Your ERP has name + IBAN. That's not proof the company is real. sikker.me checks the official registry — before the payment leaves.
What we verify
One API call. Every field that matters.
Legal name
Current, from the official registry
Registration status
Active, dissolved, suspended, in liquidation
Registration number
HRB, KvK, MBS, or jurisdiction equivalent
Director(s)
Current names and appointment dates
Registered address
Matches invoice address
IBAN correlation
Confirmed via open banking where available
Historical changes
Name drift, ownership events, entity substitution
Verdicts
No scores. No thresholds. No interpretation needed.
Entity verified. Payment proceeds. Source cited. Audit trail created.
Registry contradicts payee data. Payment held. Named discrepancy. Recommended action.
Data incomplete. Manual review queued with specific guidance.
Every outcome is:
- · Actionable in one step
- · Backed by a named authoritative source
- · Logged with timestamp and audit ID
- · Explainable to a compliance officer or court
vs. VoP
VoP checks the bank's record. We check the company.
Verification of Payee (mandatory since October 2025) matches the payee name against what the bank has on file for that account.
VoP
- Company still registered and active
- Director replaced last month
- Company acquired by new owners
- IBAN recently changed in the registry
sikker.me
- Company still registered and active
- Director replaced last month
- Company acquired by new owners
- IBAN recently changed in the registry
Goes to the source — the government registry — before every payment.
Coverage
Every major Western European jurisdiction. Direct.
RCS (France) · Registro delle Imprese (Italy) · KvK (Netherlands) · Handelsregister (Germany) · Bolagsverket (Sweden) · CVR (Denmark) · Firmenbuch (Austria) · CBE (Belgium) · Zefix (Switzerland)
Verify before the next wire leaves.
API access on request.